Fibe Axis Bank Credit Card vs HSBC RuPay Cashback

Compare Fibe Axis Bank Credit Card and HSBC RuPay Cashback on annual fees, joining fees, rewards, benefits and important limitations.

Fibe Axis Bank Credit Card

Axis Bank

3% cashback on eligible food delivery, entertainment and local commute

Annual fee: No annual fee

Joining fee: No joining fee

Network: RuPay

Fibe Axis Bank Credit Card is a no-annual-fee option centred on straightforward cashback, dining rewards and shopping rewards.

HSBC India

10% cashback on eligible dining, food delivery and groceries; 1% on other eligible purchases

Annual fee: ₹499 + GST (waived on over ₹2 lakh eligible annual spend)

Joining fee: ₹499 + GST

Network: RuPay / JCB

HSBC RuPay Cashback is a paid card focused on straightforward cashback, shopping rewards and dining rewards, charging ₹499 annually before GST.

A higher-fee option to compare for broader benefits around shopping rewards and dining rewards.
A lower-fee way to compare similar strengths in shopping rewards and dining rewards.

Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.