Compare Samsung Axis Bank Signature and PhonePe SBI Card SELECT BLACK on annual fees, joining fees, rewards, benefits and important limitations.
Axis Bank
10% cashback on eligible Samsung purchases, including eligible EMI purchases
Annual fee: ₹500 + GST (waived on over ₹2 lakh qualifying annual spend)
Joining fee: ₹500 + GST
Network: Issuer-selected variant
Samsung Axis Bank Signature is a paid card focused on shopping rewards, online spending and straightforward cashback, charging ₹500 annually before GST.
SBI Card
10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Joining fee: ₹1,499 + GST
Network: RuPay
PhonePe SBI Card SELECT BLACK is a paid card focused on straightforward cashback, online spending and shopping rewards, charging ₹1,499 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.