Compare Federal Paisabazaar Paisaback Credit Card and SBM Kredit.Pe Credit Card on annual fees, joining fees, rewards, benefits and important limitations.
Federal Bank
Cash Points on eligible grocery, retail, e-commerce and UPI purchases
Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)
Joining fee: ₹499 + GST
Network: RuPay
Federal Paisabazaar Paisaback Credit Card is a paid card focused on straightforward cashback, groceries and RuPay UPI payments, charging ₹499 annually before GST.
SBM Bank India
Cashback and Kredit.Pe rewards on eligible UPI purchases
Annual fee: ₹199 + GST
Joining fee: No fee
Network: RuPay
SBM Kredit.Pe Credit Card is a secured card for people building or rebuilding credit while keeping rewards secondary to access.
Facts were last checked 2026-10-11. Follow each card page to the linked issuer terms before applying.