Compare HDFC Bank UPI RuPay Credit Card and YES BANK RuPay Credit Card on annual fees, joining fees, rewards, benefits and important limitations.
HDFC Bank
CashPoints on eligible UPI and other card purchases
Annual fee: ₹99 + GST (waived on ₹25,000 eligible annual spend)
Joining fee: ₹99 + GST
Network: Issuer-selected variant
HDFC Bank UPI RuPay Credit Card is a paid card focused on reward points and RuPay UPI payments, charging ₹99 annually before GST.
YES BANK
YES Rewardz on eligible card and UPI purchases
Annual fee: No fee
Joining fee: No fee
Network: RuPay
YES BANK RuPay Credit Card is a no-annual-fee option centred on RuPay UPI payments and reward points.
Facts were last checked 2026-10-11. Follow each card page to the linked issuer terms before applying.