Compare ICICI Bank Emeralde and ICICI Bank Emeralde Private Metal on annual fees, joining fees, rewards, benefits and important limitations.
ICICI Bank
4 points per ₹100 on eligible domestic and international purchases
Annual fee: ₹12,000 + GST (waived on over ₹10 lakh eligible annual spend)
Joining fee: ₹12,000 + GST
Network: Issuer-selected variant
ICICI Bank Emeralde is a premium card built around travel benefits, airport lounge access and international spending, with a ₹12,000 annual fee before GST.
ICICI Bank
6 points per ₹200 on eligible retail purchases
Annual fee: ₹12,499 + GST (waived on over ₹10 lakh eligible annual spend)
Joining fee: ₹12,499 + GST
Network: Mastercard
ICICI Bank Emeralde Private Metal is a premium card built around travel benefits, airport lounge access and international spending, with a ₹12,499 annual fee before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.