ICICI Bank
5 points per ₹100 on eligible groceries, department stores and CSD; 1 on other eligible domestic purchases
Annual fee: No fee
Joining fee: No fee
Network: Issuer-selected variant
CardIQ view
ICICI Bank Parakram is a no-annual-fee option centred on shopping rewards, dining rewards and airport lounge access.
SBI Card
10 points per ₹100 on CSD, dining, movies, department stores and groceries; 2 points on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹1.5 lakh eligible annual spend)
Joining fee: ₹1,499 + GST
Network: Issuer-selected variant
CardIQ view
Shaurya Select SBI Card is a paid card focused on shopping rewards, dining rewards and airport lounge access, charging ₹1,499 annually before GST.