Compare IDFC FIRST Millennia and IndusInd Bank Legend on annual fees, joining fees, rewards, benefits and important limitations.
IDFC FIRST Bank
10 points per ₹200 on eligible dining, travel, international and birthday spends
Annual fee: No annual fee
Joining fee: No joining fee
Network: Visa
IDFC FIRST Millennia is a no-annual-fee option centred on shopping rewards, dining rewards and travel benefits.
IndusInd Bank
1 point per ₹100 on eligible weekdays; 2 on eligible weekends
Annual fee: No fee
Joining fee: ₹5,000 + GST
Network: Visa
IndusInd Bank Legend is a no-annual-fee option centred on shopping rewards, travel benefits and international spending.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.