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IDFC FIRST Select vs IDFC FIRST Wealth

Compare IDFC FIRST Select and IDFC FIRST Wealth on annual fees, joining fees, rewards, benefits and important limitations.

IDFC FIRST Select

IDFC FIRST Bank

10X points on eligible dining, travel, international and birthday purchases

Annual fee: No annual fee

Joining fee: No joining fee

Network: Visa

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IDFC FIRST Select is a no-annual-fee option centred on travel benefits, dining rewards and airport lounge access.

IDFC FIRST Wealth

IDFC FIRST Bank

10X points on eligible dining, travel, international and birthday purchases

Annual fee: No annual fee

Joining fee: No joining fee

Network: Visa Infinite

CardIQ view

IDFC FIRST Wealth is a no-annual-fee option centred on travel benefits, dining rewards and airport lounge access.

Key decision

Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.

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