Compare IDFC FIRST SWYP and Reliance SBI Card on annual fees, joining fees, rewards, benefits and important limitations.
IDFC FIRST Bank
Spend-milestone rewards and discounts with listed partners
Annual fee: ₹499 + GST
Joining fee: ₹499 + GST
Network: Issuer-selected variant
IDFC FIRST SWYP is a paid card focused on shopping rewards, online spending and dining rewards, charging ₹499 annually before GST.
SBI Card
10 points per ₹100 on AJIO/JioMart online; 5 at other participating Reliance stores; 1 on other eligible purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
Joining fee: ₹499 + GST
Network: Issuer-selected variant
Reliance SBI Card is a paid card focused on shopping rewards, online spending and dining rewards, charging ₹499 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.