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PNB RuPay Millennial vs RBL Bank Platinum Delight

Compare PNB RuPay Millennial and RBL Bank Platinum Delight on annual fees, joining fees, rewards, benefits and important limitations.

PNB RuPay Millennial

Punjab National Bank

Reward points and lifestyle benefits on eligible purchases

Annual fee: ₹999 + GST

Joining fee: ₹399 + GST

Network: RuPay

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PNB RuPay Millennial is a paid card focused on reward points and shopping rewards, charging ₹999 annually before GST.

RBL Bank Platinum Delight

RBL Bank

4 points per ₹100 on eligible weekend purchases; 2 on other eligible purchases

Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)

Joining fee: ₹1,000 + GST first-year membership fee

Network: Issuer-selected variant

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RBL Bank Platinum Delight is a paid card focused on shopping rewards and reward points, charging ₹1,000 annually before GST.

Key decision

Facts were last checked 2026-10-11. Follow each card page to the linked issuer terms before applying.

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