Punjab National Bank
Reward points and lifestyle benefits on eligible purchases
Annual fee: ₹999 + GST
Joining fee: ₹399 + GST
Network: RuPay
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PNB RuPay Millennial is a paid card focused on reward points and shopping rewards, charging ₹999 annually before GST.
RBL Bank
4 points per ₹100 on eligible weekend purchases; 2 on other eligible purchases
Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)
Joining fee: ₹1,000 + GST first-year membership fee
Network: Issuer-selected variant
CardIQ view
RBL Bank Platinum Delight is a paid card focused on shopping rewards and reward points, charging ₹1,000 annually before GST.