Compare IRCTC RBL Bank and IRCTC SBI Platinum Card on annual fees, joining fees, rewards, benefits and important limitations.
RBL Bank
5 points per ₹200 on IRCTC train bookings; 2 on IRCTC flights/hotels; 1 on other eligible purchases
Annual fee: ₹500 + GST
Joining fee: ₹500 + GST first-year membership fee
Network: RuPay / Mastercard
IRCTC RBL Bank is a paid card focused on travel benefits and reward points, charging ₹500 annually before GST.
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹500 + GST
Joining fee: ₹500 + GST
Network: Visa
IRCTC SBI Platinum Card is a paid card focused on travel benefits and reward points, charging ₹500 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.