Compare RBL Bank Patanjali Swarn and PhonePe SBI Card SELECT BLACK on annual fees, joining fees, rewards, benefits and important limitations.
RBL Bank
10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases
Annual fee: ₹1,499 + GST
Joining fee: ₹1,499 + GST first-year membership fee
Network: Issuer-selected variant
RBL Bank Patanjali Swarn is a paid card focused on straightforward cashback, shopping rewards and online spending, charging ₹1,499 annually before GST.
SBI Card
10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Joining fee: ₹1,499 + GST
Network: RuPay
PhonePe SBI Card SELECT BLACK is a paid card focused on straightforward cashback, online spending and shopping rewards, charging ₹1,499 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.