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RBL Bank Patanjali Vishisht vs PhonePe SBI Card PURPLE

Compare RBL Bank Patanjali Vishisht and PhonePe SBI Card PURPLE on annual fees, joining fees, rewards, benefits and important limitations.

RBL Bank Patanjali Vishisht

RBL Bank

10% cashback at eligible Patanjali stores/website; 1 point per ₹100 on other eligible purchases

Annual fee: ₹499 + GST

Joining fee: ₹499 + GST first-year membership fee

Network: Issuer-selected variant

CardIQ view

RBL Bank Patanjali Vishisht is a paid card focused on straightforward cashback, shopping rewards and online spending, charging ₹499 annually before GST.

PhonePe SBI Card PURPLE

SBI Card

3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends

Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)

Joining fee: ₹499 + GST

Network: RuPay

CardIQ view

PhonePe SBI Card PURPLE is a paid card focused on straightforward cashback, online spending and shopping rewards, charging ₹499 annually before GST.

Key decision

Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.

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