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Federal Paisabazaar Paisaback Credit Card vs Utkarsh super.money superCard

Compare Federal Paisabazaar Paisaback Credit Card and Utkarsh super.money superCard on annual fees, joining fees, rewards, benefits and important limitations.

Federal Paisabazaar Paisaback Credit Card

Federal Bank

Cash Points on eligible grocery, retail, e-commerce and UPI purchases

Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)

Joining fee: ₹499 + GST

Network: RuPay

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Federal Paisabazaar Paisaback Credit Card is a paid card focused on straightforward cashback, groceries and RuPay UPI payments, charging ₹499 annually before GST.

Utkarsh super.money superCard

Utkarsh Small Finance Bank

Cashback on eligible UPI and non-UPI purchases through super.money

Annual fee: No fee

Joining fee: No fee

Network: RuPay

CardIQ view

Utkarsh super.money superCard is a secured card for people building or rebuilding credit while keeping rewards secondary to access.

Key decision

Facts were last checked 2026-10-11. Follow each card page to the linked issuer terms before applying.

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