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IDFC FIRST Mayura vs SBI Card Miles Elite

Compare IDFC FIRST Mayura and SBI Card Miles Elite on annual fees, joining fees, rewards, benefits and important limitations.

IDFC FIRST Mayura

IDFC FIRST Bank

Up to 40X points on eligible travel bookings through the bank app

Annual fee: ₹5,999 + GST

Joining fee: ₹5,999 + GST

Network: Issuer-selected variant

CardIQ view

IDFC FIRST Mayura is a premium card built around travel benefits, flights and airport lounge access, with a ₹5,999 annual fee before GST.

SBI Card Miles Elite

SBI Card

6 Travel Credits per ₹200 on eligible travel; 2 per ₹200 on other eligible purchases

Annual fee: ₹4,999 + GST (waived on ₹15 lakh eligible annual spend)

Joining fee: ₹4,999 + GST

Network: Issuer-selected variant

CardIQ view

SBI Card Miles Elite is a paid card focused on travel benefits, flights and reward points, charging ₹4,999 annually before GST.

Key decision

Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.

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