cardIQ

IDFC FIRST Power+ vs BPCL SBI Card OCTANE

Compare IDFC FIRST Power+ and BPCL SBI Card OCTANE on annual fees, joining fees, rewards, benefits and important limitations.

IDFC FIRST Power+

IDFC FIRST Bank

30 points per ₹150 on eligible HPCL fuel purchases

Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)

Joining fee: ₹499 + GST

Network: RuPay

CardIQ view

IDFC FIRST Power+ is a paid card focused on fuel savings, reward points and airport lounge access, charging ₹499 annually before GST.

BPCL SBI Card OCTANE

SBI Card

25 points per ₹100 on eligible BPCL fuel purchases

Annual fee: ₹1,499 + GST (waived on ₹2 lakh eligible annual spend)

Joining fee: ₹1,499 + GST

Network: Visa

CardIQ view

BPCL SBI Card OCTANE is a paid card focused on fuel savings, dining rewards and reward points, charging ₹1,499 annually before GST.

Key decision

Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.

Share this page

Send these sourced details to someone comparing cards.

Explore and compare in CardIQ