Compare TVS Credit RBL Bank Gold and IRCTC SBI Card Premier on annual fees, joining fees, rewards, benefits and important limitations.
RBL Bank
10 points per ₹100 on eligible international purchases; 2 on other eligible purchases
Annual fee: ₹1,500 + GST
Joining fee: ₹1,500 + GST first-year membership fee
Network: Issuer-selected variant
TVS Credit RBL Bank Gold is a paid card focused on travel benefits, dining rewards and reward points, charging ₹1,500 annually before GST.
SBI Card
10% value back on eligible AC train base fares booked through IRCTC; 1 point per ₹125 on other eligible purchases
Annual fee: ₹1,499 + GST
Joining fee: ₹1,499 + GST
Network: Mastercard
IRCTC SBI Card Premier is a paid card focused on travel benefits, dining rewards and reward points, charging ₹1,499 annually before GST.
Facts were last checked 2026-10-09. Follow each card page to the linked issuer terms before applying.