SBM Kredit.Pe Credit Card vs Utkarsh super.money superCard

Compare SBM Kredit.Pe Credit Card and Utkarsh super.money superCard on annual fees, joining fees, rewards, benefits and important limitations.

SBM Kredit.Pe Credit Card

SBM Bank India

Cashback and Kredit.Pe rewards on eligible UPI purchases

Annual fee: ₹199 + GST

Joining fee: No fee

Network: RuPay

SBM Kredit.Pe Credit Card is a secured card for people building or rebuilding credit while keeping rewards secondary to access.

Utkarsh Small Finance Bank

Cashback on eligible UPI and non-UPI purchases through super.money

Annual fee: No fee

Joining fee: No fee

Network: RuPay

Utkarsh super.money superCard is a secured card for people building or rebuilding credit while keeping rewards secondary to access.

A lower-fee way to compare similar strengths in building credit with a fixed deposit and RuPay UPI payments.
A higher-fee option to compare for broader benefits around building credit with a fixed deposit and RuPay UPI payments.

Facts were last checked 2026-10-11. Follow each card page to the linked issuer terms before applying.