Eternal SBI Card
Fees and application requirements
- Joining fee
- ₹499 + GST
- Annual / renewal fee
- ₹499 + GST (renewal waived on ₹2 lakh eligible annual spend)
- Card network
- Issuer-selected variant
- Availability
- Issuer-controlled availability: no online application is enabled in the checked issuer catalogue. Check current access through SBI Card or the Eternal apps.
Read the complete fee wording: spend-based waivers and promotional offers have conditions. The issuer’s current application terms take precedence.
SBI Card · Checked 2026-10-29
A low-fee co-branded card for regular Zomato, Blinkit and District use, with capped platform discounts and a separate eligible-purchase cashback programme.
CardIQ editorial view
Our take
A low-fee co-branded card for regular Zomato, Blinkit and District use, with capped platform discounts and a separate eligible-purchase cashback programme.
Who it suits
- People who already use Eternal platforms regularly.
Key strengths
- Up to 10% instant discount across eligible Eternal platforms; 1% cashback on other eligible purchases
Trade-offs to understand
- Platform discounts and partner cashback have separate caps and exclusions.
- The checked issuer catalogue does not enable an online application; confirm access before relying on this card.
CardIQ verdict
Compare the fee against discounts on your normal platform purchases and check current onboarding access first.
This CardIQ editorial assessment is maintained separately from issuer facts and commercial links. CardIQ may earn a commission from some applications. Verify current terms before applying.
Benefits, limits and conditions
- 10% instant discount on eligible Zomato, District and Blinkit beauty/electronics purchases; 5% on other Blinkit categories. Combined monthly discount cap: ₹2,000.
- Up to 5% on selected preferred partners with a separate ₹1,000 monthly cap; merchant and coupon conditions apply.
- Six-month Zomato Gold welcome membership; renewal fee waiver requires ₹2 lakh eligible annual spend.