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Best fuel credit cards in India

CardIQ’s sourced shortlist of 12 fuel credit cards in India, with fees, benefits and important trade-offs to verify.

How to choose

Compare eligible fuel outlets, reward caps, surcharge-waiver conditions and the spending needed to recover the annual fee.

This is an editorial shortlist, not a personalised recommendation or approval ranking. Eligible cards are ordered by the completeness of their maintained sources and decision-critical details—not from best to worst. No issuer can pay to improve its position.

IndianOil Axis Bank Premium

Axis Bank

6 EDGE MILES per ₹150 on eligible IndianOil fuel purchases

Annual fee: ₹1,000 + GST (waived on ₹30,000 qualifying annual spend)

AU LIT

AU Small Finance Bank

Customisable rewards through separately purchased benefit packages

Annual fee: No annual fee

Axis Bank Shoppers Stop

Axis Bank

20 First Citizen points per ₹200 on eligible Shoppers Stop private-label purchases

Annual fee: ₹500 + GST (waived on ₹1 lakh qualifying annual spend)

CASHBACK SBI Card

SBI Card

5% online and 1% offline cashback on eligible purchases

Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)

IndiGo SBI Card

SBI Card

3 BluChips per ₹100 on IndiGo app/web; 2 on hotels and travel; 1 on other eligible spends

Annual fee: ₹1,499 + GST

IndiGo SBI Card ELITE

SBI Card

7 BluChips per ₹100 on IndiGo app/web; 3 on hotels and travel; 2 on other eligible spends

Annual fee: ₹4,999 + GST

LIC Axis Bank Signature

Axis Bank

2 reward points per ₹100 on eligible LIC premiums and foreign-currency purchases

Annual fee: No annual fee

Tata Neu Infinity SBI Card

SBI Card

5% NeuCoins on eligible Tata brand purchases; 1.5% on other eligible purchases including UPI

Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)

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