Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
5% NeuCoins on eligible non-EMI partner Tata brand purchases
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Best travel credit cards in India
CardIQ’s sourced shortlist of 12 travel credit cards in India, with fees, benefits and important trade-offs to verify.
How to choose
Compare airline and hotel rewards, lounge conditions, foreign-currency costs, redemption choices and annual fees.
This is an editorial shortlist, not a personalised recommendation or approval ranking. Eligible cards are ordered by the completeness of their maintained sources and decision-critical details—not from best to worst. No issuer can pay to improve its position.
Federal Bank Celesta
Federal Bank
3X rewards on eligible travel and international spending
Annual fee: No annual fee; current limited-period lifetime-free acquisition offer
CheQ AU
AU Small Finance Bank
24 CheQ points per ₹200 on eligible partner-brand and CheQ-app purchases
Annual fee: No annual fee
Miles & More Axis Bank World
Axis Bank
4 Miles & More award miles per ₹200 of eligible spending
Annual fee: ₹3,500 + GST
Paytm AU
AU Small Finance Bank
2 reward points per ₹100 on eligible Paytm UPI purchases of ₹100–₹2,000
Annual fee: No annual fee
SpiceJet Axis Bank Voyage
Axis Bank
6 SpiceClub points per ₹200 on eligible SpiceJet card purchases
Annual fee: ₹750 + GST
SpiceJet Axis Bank Voyage Black
Axis Bank
12 SpiceClub points per ₹200 on eligible SpiceJet card purchases
Annual fee: ₹2,000 + GST
IndiGo Axis Bank Premium
Axis Bank
7 IndiGo BluChips per ₹100 on eligible IndiGo purchases
Annual fee: ₹5,000 + GST
IndiGo SBI Card
SBI Card
3 BluChips per ₹100 on IndiGo app/web; 2 on hotels and travel; 1 on other eligible spends
Annual fee: ₹1,499 + GST
IndiGo SBI Card ELITE
SBI Card
7 BluChips per ₹100 on IndiGo app/web; 3 on hotels and travel; 2 on other eligible spends
Annual fee: ₹4,999 + GST
PhonePe SBI Card PURPLE
SBI Card
3 points per ₹100 on eligible PhonePe categories; 2 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
PhonePe SBI Card SELECT BLACK
SBI Card
10 points per ₹100 on eligible PhonePe categories; 5 per ₹100 on eligible online spends; 1 per ₹100 on other eligible spends
Annual fee: ₹1,499 + GST (waived on ₹3 lakh eligible annual spend)
Check before applying
- Confirm the current fee, waiver threshold and applicable GST.
- Check reward caps, excluded transactions and redemption value.
- Open the card page to review dated issuer sources and CardIQ’s trade-offs.