HDFC Bank Millennia
HDFC Bank
5% CashBack Points on eligible partner merchants and 1% on other eligible spends
Annual fee: ₹1,000 + GST (waived on ₹1 lakh eligible annual spend)
See 62 Indian credit card records whose issuer or official-partner details CardIQ checked on 2026-10-11.
This is a verification date, not necessarily a product launch or benefit-change date.
HDFC Bank
5% CashBack Points on eligible partner merchants and 1% on other eligible spends
Annual fee: ₹1,000 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank
Accelerated CashPoints on eligible partner and category spends
Annual fee: ₹500 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank
Accelerated CashPoints on selected merchants and eligible everyday spending
Annual fee: ₹500 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank
Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹499 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank
Enhanced Reward Points on eligible PhonePe, UPI, utility, travel and online purchases
Annual fee: ₹999 + GST (waived on ₹2 lakh eligible annual spend)
HDFC Bank
Premium Reward Points and SmartBuy benefits on eligible purchases
Annual fee: ₹12,500 + GST (waived on ₹10 lakh eligible annual spend)
HDFC Bank
Premium Reward Points and accelerated SmartBuy rewards on eligible purchases
Annual fee: ₹10,000 + GST (waived on ₹8 lakh eligible annual spend)
HDFC Bank
Customisable cashback on selected eligible categories and merchants
Annual fee: ₹500 + GST (waived on ₹1 lakh eligible annual spend)
HDFC Bank
Cashback on eligible everyday purchases through the PIXEL programme
Annual fee: ₹250 + GST (waived on ₹50,000 eligible annual spend)
HDFC Bank
CashPoints on eligible UPI and other card purchases
Annual fee: ₹99 + GST (waived on ₹25,000 eligible annual spend)
HDFC Bank
Reward Points, milestone vouchers and travel privileges on eligible spends
Annual fee: ₹2,500 + GST (waived on ₹4 lakh eligible annual spend)
HDFC Bank
Reward Points and dining, entertainment and travel benefits
Annual fee: ₹1,000 + GST (waived on ₹3 lakh eligible annual spend)
HDFC Bank
Cashback on eligible Swiggy, online and everyday purchases
Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)
HDFC Bank
Cashback and Swiggy membership benefits on eligible purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
HDFC Bank
Enhanced cashback and Swiggy BLCK membership benefits on eligible purchases
Annual fee: ₹1,000 + GST (waived on ₹2 lakh eligible annual spend)
HDFC Bank
Marriott Bonvoy Points and hotel benefits on eligible purchases
Annual fee: ₹3,000 + GST
HDFC Bank
Fuel Points on eligible IndianOil, grocery and bill-payment spends
Annual fee: ₹500 + GST
HDFC Bank
Reward Points for eligible railway bookings and everyday purchases
Annual fee: ₹500 + GST (waived on ₹1.5 lakh eligible annual spend)
Punjab National Bank
Reward points on eligible retail purchases
Annual fee: ₹500 + GST
Punjab National Bank
Reward points and RuPay Select privileges on eligible purchases
Annual fee: ₹750 + GST
Punjab National Bank
Reward points and lifestyle benefits on eligible purchases
Annual fee: ₹999 + GST
Punjab National Bank
Reward points on eligible everyday purchases
Annual fee: No fee
Punjab National Bank
Reward points on eligible everyday purchases
Annual fee: ₹300 + GST
Punjab National Bank
Reward points and Platinum privileges on eligible purchases
Annual fee: ₹500 + GST
Punjab National Bank
Premium rewards and travel privileges on eligible purchases
Annual fee: ₹2,000 + GST
BOBCARD
Accelerated rewards on eligible travel and dining spends
Annual fee: ₹2,499 + GST
BOBCARD
Etihad Guest miles and premium travel benefits
Annual fee: ₹4,999 + GST
BOBCARD
Etihad Guest miles on eligible purchases
Annual fee: ₹2,499 + GST
BOBCARD
Accelerated rewards on eligible travel, dining and international spends
Annual fee: ₹1,000 + GST
BOBCARD
Accelerated rewards and lifestyle benefits for eligible cardholders
Annual fee: ₹2,499 + GST
BOBCARD
Cashback on eligible online and other purchases
Annual fee: ₹499 + GST
BOBCARD
Accelerated rewards on eligible department-store and entertainment spends
Annual fee: ₹500 + GST
BOBCARD
Accelerated rewards on eligible online shopping and dining
Annual fee: ₹750 + GST (waived on ₹70,000 eligible annual spend)
BOBCARD
Cashback on eligible Snapdeal purchases and rewards on other spends
Annual fee: ₹249 + GST
BOBCARD
Fuel benefits and rewards on eligible HPCL purchases
Annual fee: ₹500 + GST
BOBCARD
Railway rewards and savings on eligible IRCTC bookings
Annual fee: ₹350 + GST
BOBCARD
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
BOBCARD
Uni Coins on eligible purchases
Annual fee: No fee
BOBCARD
Reward points on eligible purchases with a low foreign-currency markup
Annual fee: No fee
BOBCARD
Reward points on eligible purchases against a fixed deposit
Annual fee: No fee
IDBI Bank
Delight Points on eligible everyday purchases
Annual fee: No fee
IDBI Bank
Accelerated Delight Points and travel privileges
Annual fee: ₹1,499 + GST
IDBI Bank
Accelerated Delight Points on eligible travel spends
Annual fee: ₹1,499 + GST (waived on ₹1.5 lakh eligible annual spend)
IDBI Bank
Delight Points on eligible purchases against a fixed deposit
Annual fee: ₹499 + GST (waived on ₹75,000 eligible annual spend)
YES BANK
Premium YES Rewardz and travel privileges
Annual fee: ₹4,999 + GST
YES BANK
Accelerated YES Rewardz on eligible online and offline purchases
Annual fee: ₹2,499 + GST
YES BANK
Accelerated YES Rewardz on eligible online shopping
Annual fee: ₹999 + GST
YES BANK
YES Rewardz and lifestyle benefits on eligible purchases
Annual fee: ₹499 + GST
YES BANK
YES Rewardz on eligible everyday purchases
Annual fee: ₹499 + GST
YES BANK
Health and wellness benefits with rewards on eligible purchases
Annual fee: ₹1,499 + GST
YES BANK
Enhanced health, wellness and travel benefits
Annual fee: ₹1,999 + GST
YES BANK
YES Rewardz on eligible card and UPI purchases
Annual fee: No fee
SBM Bank India
Cashback and Kredit.Pe rewards on eligible UPI purchases
Annual fee: ₹199 + GST
RBL Bank
Accelerated reward points on eligible UPI payments made through SalarySe
Annual fee: ₹499 + GST (waived on ₹2 lakh eligible annual spend)
City Union Bank
Accelerated reward points on eligible SalarySe UPI, online and offline purchases
Annual fee: ₹500 + GST (waived on ₹2 lakh eligible annual spend)
City Union Bank
Reward points on eligible SalarySe UPI, online and offline purchases
Annual fee: No fee
Punjab National Bank
Partner rewards and network benefits on eligible personal purchases
Annual fee: ₹499 + GST
Federal Bank
OneCard reward points and app-based card controls on eligible purchases
Annual fee: No fee
Federal Bank
Scapia coins on eligible purchases and travel bookings
Annual fee: No fee
Federal Bank
Cash Points on eligible grocery, retail, e-commerce and UPI purchases
Annual fee: ₹499 + GST (waived on ₹1.5 lakh eligible annual spend)
Indian Bank
OneCard reward points and app-based controls on eligible purchases
Annual fee: No fee
Utkarsh Small Finance Bank
Cashback on eligible UPI and non-UPI purchases through super.money
Annual fee: No fee